Hey Reader,

I love when a juicy credit card sign up bonus hits my account.

I just reached the minimum spend on a new travel credit card and 75k points were just added my account. At a bare minimum that's worth at least $750. All I did was sign up for a card, spend on what I normally would, and was given free money.

So when people tell me they buy their everyday essentials or even large purchases with a debit card, I'm crying inside for them.

Using a debit card might feel like the “safe” or “responsible” choice. After all, there’s no risk of going into debt, right? But in today’s world, relying only on a debit card means missing out big time.

That's why I wrote a whole guide comparing debit cards to travel credit cards, because I don't want you missing out on free money ever again. Read it here.​

And if you're already hacking the system by earning points and miles (or cash back), hit reply and let me know - what's your favorite card and why? I'm a nerd for this stuff.

Talk soon,

Michelle

P.S. Know someone who’d love to save money on travel? Go ahead and forward them this email - sharing is caring!

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